Formerly known as Association canadienne-francaise de l’Ontario (ACFO) Micro Loans. The intent of this program is to benefit any Official Language Minority Community Member owning and operating a primarily Francophone business experiencing barriers to accessing traditional financing. To this end, this agreement will be ongoing until such time that either partner wishes to cancel or make changes in this Memorandum of Understanding (MOU).

• Criteria: Applicant must be an Official Language Minority Community Member owning and operating a primarily Francophone business experiencing barriers to accessing traditional financing
• Security: Personal Guarantee of all owners with more than 20% ownership
• Interest Rate: Prime + 1 %
• Target turn-around time: 5-10 business days from date full application and supporting documents are received by CCCFDC
• Minimum Credit Score of 500
• Application fee of 1% of loan with a minimum of $250